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D7 Visa for Portugal: A Simplified Overview

  • Writer: Melissa Gonçalves
    Melissa Gonçalves
  • Mar 12
  • 2 min read

Updated: Mar 21

The D7 Visa—often called the “Retiree or Passive Income Visa”—is an increasingly popular route for non-EU citizens who want to live in Portugal but don’t wish to invest large sums of money (as required by the Golden Visa). Instead, the D7 focuses on stable, passive income (e.g., pensions, rental earnings, dividends), allowing applicants to qualify simply by proving they can financially support themselves.

Why It’s a Top Alternative to the Golden Visa

  • Lower Investment Threshold: Instead of investing hundreds of thousands of euros, you just need consistent monthly income above Portugal’s minimum wage level.

  • Simplified Requirements: Though you’ll still need to show proof of income, housing, and health insurance, there’s no property purchase or capital transfer requirement.

  • Lifestyle-Friendly: Ideal for retirees, digital nomads, or those enjoying remote work who want the Portuguese quality of life without a massive investment.


Couple enjoying Portugal
Couple enjoying Portugal

D7 Visa for Portugal: A Simplified Overview

  • What Is the D7 Visa?

    • A long-term residency option for non-EU citizens with a reliable, passive income (e.g., pensions, rental income, dividends).

    • Often called the “Retiree or Passive Income Visa.”

  • Who Qualifies?

    • Non-EU citizens who can show steady earnings above Portugal’s minimum wage.

    • Popular with retirees, remote workers, or freelancers who do not plan to work locally.

  • Key Requirements

    • Proof of Income: Demonstrate you can support yourself (and dependents) without local employment.

    • Portuguese Address: Typically a rental contract or other accommodation proof.

    • Clean Criminal Record: Provide a police clearance certificate from your home country.

    • Health Coverage: Travel insurance or a private policy valid in Portugal.

  • Application Steps

    1. Gather Documents: Prepare financial statements, proof of address, insurance, and any background checks.

    2. Consulate Appointment: Submit your application at the Portuguese Consulate in your home country.

    3. Temporary Visa: If approved, you’ll receive a four-month visa to enter Portugal.

    4. SEF (AIMA) Appointment: Once in Portugal, finalize your residency permit at an in-person interview.

    5. Residency Permit: Generally valid for two years, renewable for three more, then you may seek permanent residency or citizenship.

  • Tips for a Smooth Process

    • Start Early: Acquiring necessary paperwork can take time.

    • Check Consulate Requirements: Each consulate may request different documents.

    • Stay Organized: Keep both digital and paper copies.

    • Learn Basic Portuguese: Even a little language skill can help daily.

  • How MFG Consultants Can Help

    • All-in-One Support: We assist you through each step of the visa process—from initial paperwork to the final interview.

    • Real Estate Assistance: Thinking of buying property? We ensure you don’t overpay or end up with a subpar home. Our due diligence service is free if you engage our services—saving you time, money, and hassles.

    • Personalized Guidance: We tailor our help to your specific income situation and lifestyle goals.

    • Local Expertise: Our on-the-ground connections simplify navigating the Portuguese system.


Ready to Begin Your Journey?If you’re considering the D7 Visa or any other visa we specialize in, we’d love to help. Book a free introductory meeting today and let’s start planning your new life in Portugal!


You can also download our D7 brochure at: https://www.mfg-consultants.com/portuguese-residency



 
 
 

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